Interest Rates Effective: January 16, 2026 Loan Rates Rate Prime Rate 4.45% Overdraft Rates 24.00% Variable Deposit Rates Rate Regular Savings 0.70% Plan 24 Savings 0.45% Agri Invest 0.70% Variable RRSP, RRIF, TFSA 0.70% Fixed Deposit Rates: Term Deposit, RRSP, RRIF, TFSA Rate One Year Redeemable 0.75% One Year Non-Redeemable 2.80% Two Year Non-Redeemable 2.80% Three Year Non-Redeemable 2.85% Four Year Non-Redeemable 2.95% Five Year Non-Redeemable 3.00%
